Advanced-CAMS-Audit Valid Study Plan - Advanced-CAMS-Audit Exam Blueprint
Advanced-CAMS-Audit Valid Study Plan - Advanced-CAMS-Audit Exam Blueprint
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Tags: Advanced-CAMS-Audit Valid Study Plan, Advanced-CAMS-Audit Exam Blueprint, Valid Advanced-CAMS-Audit Test Discount, Latest Advanced-CAMS-Audit Test Cost, Reliable Advanced-CAMS-Audit Exam Sample
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ACAMS Advanced-CAMS-Audit Exam Syllabus Topics:
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ACAMS Advanced CAMS-Audit Certification Exam Sample Questions (Q55-Q60):
NEW QUESTION # 55
When assessing the effectiveness of a transaction monitoring system, which indicators require active monitoring by the auditor or compliance'? (Select Two.)
- A. Scenario altering techniques
- B. Data quality and mapping
- C. Robustness of feedback relating to submitted suspicious activity reports
- D. False positive ratio
- E. Complexity of monitoring scenarios
Answer: B,D
Explanation:
Transaction Monitoring Effectiveness:
* A. Data Quality: Accurate data mapping ensures scenarios detect relevant risks, reducing errors in monitoring.
* D. False Positives: Monitoring false positive ratios improves system efficiency and minimizes unnecessary alerts.
NEW QUESTION # 56
When conducting an audit of a money services business (MSB), the frequency of the review depends on the country's regulatory practices and the MSB's.
- A. regulatory requirements.
- B. scope.
- C. internal controls.
- D. policy.
Answer: A
Explanation:
Review Frequency:
* The frequency of MSB reviews depends on regulatory requirements, which vary by jurisdiction but are guided by FATF Recommendations that mandate risk-based supervision for money services businesses.
Risk-Based Approach:
* Regulators often require more frequent reviews for high-risk MSBs to ensure compliance with AML
/CFT standards.
NEW QUESTION # 57
Findings from a financial institution's (Fl's) regulatory examination suggest that several unidentified risks pose a serious threat. The Fl identifies the risks and implements a set of controls to mitigate those risks.
Which type of risk considers the controls' effectiveness?
- A. Inherent
- B. Aggregate
- C. Residual
- D. Consolidated
Answer: C
Explanation:
Definition of Residual Risk:
* Residual risk is the risk that remains after controls are implemented to mitigate inherent risks.
* It reflects the effectiveness of controls and highlights areas requiring further attention.
Relevance in Risk Management:
* Evaluating residual risk helps determine whether existing controls adequately address the identified risks.
CAMS-Audit Best Practices:
* Auditors must assess residual risk as part of the broader risk management framework to ensure regulatory compliance and operational resilience.
NEW QUESTION # 58
When reviewing an AML policy, an auditor should expect to find that the policy.
- A. is aligned with investment strategy.
- B. has been approved by regulators.
- C. contains items related to staff training.
- D. was reviewed and approved by the money laundering reporting officer.
Answer: C
Explanation:
AML Policy Expectations:
* Staff training is a fundamental component of an effective AML program. FATF Recommendations and Basel Committee guidelines require AML policies to address staff training to ensure compliance with AML/CFT laws
NEW QUESTION # 59
Audits are designed to provide assurance that what key aspect of risk management framework is adequately designed and functioning effectively?
- A. Controls
- B. Reporting
- C. Risks
- D. Procedures
Answer: A
Explanation:
Audits are primarily designed to evaluate the adequacy and effectiveness of controls within a risk management framework. This includes assessing whether the controls are properly designed and functioning to mitigate identified risks effectively.
CAMS-Audit guidance highlights the critical role of controls in ensuring compliance with AML/CFT regulations and managing operational risks.
NEW QUESTION # 60
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